Privacy Policy

The following policies are in effect for the web pages, emails, newsletters and opt-in announcement lists owned and operated by 21st Century Investor Education.

Cookies and Client side information

When using our sites, 21st Century Investor Education or its advertisers may send a "cookie" to your computer. A cookie is a small piece of data that is sent to your browser from a web server and stored on your computer's hard drive. Cookies do not damage your system. We may use cookies to track usage of the 21st Century Investor Education Web Site, personalized or customized the 21st Century Investor Education web pages you visit, or save your login information so you don't have to type your username and password on future visits. Our advertisers may also use cookies to ascertain how many times you've seen an advertisement. We and our advertisers may use this information to better personalize the content and promotions that you see on our Site. You can choose whether to accept cookies by changing the settings of your browser. You can reset your browser to refuse all cookies, or allow your browser to show you when a cookie is being sent. If you choose not to accept these cookies, you may not experience the full functionality of our web site as intended.

Technical Information

Every computer connected to the Internet is given a domain name and a set of numbers known as the "Internet Protocol" IP address. Like most web servers, when a visitor requests a page from any 21st Century Investor Education Web Site our servers automatically recognize and log that visitor's domain name, IP address, access times, referring web sites, platform, and browser type. This information reveals nothing personal about you other than the IP address from which you have accessed our site. We use these logs to provide statistics about our Web site usage in aggregate, to assist us in the maintenance, design, and operation of our Web site, and to investigate misuse of the 21st Century Investor Education program, its users, or to cooperate with law enforcement. We do not collect and evaluate this information for specific individuals. Our Web servers do not automatically record e-mail addresses of the visitors.

Registration Data

21st Century Investor Education offers access to services that are free but that may require registration. We will use your registration contact information to send notification of 21st Century Investor Education products and services by e-mail and/or postal mail. We also may share that information with our affiliates and other clients. Our affiliates and other clients may send you promotional material that is related to the topic of the service for which you registered unless you have chosen not to receive it. 21st Century Investor Education reserves the right to send to our registered members email notices and announcements that may be of interest to 21st Century Investor Education users. If you do not wish to receive any communications from 21st Century Investor Education or our affiliates YOU SHOULD REQUEST THAT YOUR MEMBERSHIP BE CANCELLED. We respect and will honor all requests to correct, erase, or otherwise act in our visitor's wishes in regards to the use of their data.

Double Opt-in

Membership to 21st Century Investor Education requires a "DOUBLE OPT-IN". This means you must register on our web site then answer a confirmation email that will be sent to the email adress you registered with.

Third-Party Offers

21st Century Investor Education works with advertisers interested in acquiring leads for their sale force by providing offers that qualify visitors. With third-party offers or co-registrations, user data is collected by our webservers and sent to the advertiser who then fulfills the offer. After data is sent to the advertiser we have no way to control how it is used because it has left our system. We always attempt to deal with reputable companies who respect user privacy but we cannot guarantee, or be liable for, any misuse of visitor data as a result of a third-party offer on our site.

Security of Data

21st Century Investor Education uses reasonable precautions to keep the information disclosed to us secure. 21st Century Investor Education reserves the right to transfer all such information in connection with the sale of all or part of 21st Century Investor Education capital stock or assets. Furthermore, we are not responsible for any breach of security or for any actions of any third parties that receive the information. We are not responsible for such third party privacy policies or how they treat information about their users.

Third Party Links

The 21st Century Investor Education Web site contains many hyperlinks to other Web sites and from Affiliate Web sites. The 21st Century Investor Education Web site also contains advertisements of third parties. 21st Century Investor Education is not responsible for the privacy practices or the content of such Web sites or advertisers. 21st Century Investor Education does not share any of the individual personal information you provide 21st Century Investor Education with the websites to which 21st Century Investor Education links, except as stated elsewhere within this Privacy Policy, although 21st Century Investor Education may share aggregate data with such websites (such as how many people use our site).

Your Consent to This Agreement

By using our Web site, you consent to the collection and use of information by 21st Century Investor Education as specified above. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it.